We are NOW licensed in the States of Texas, Oklahoma, and Arkansas.
USDA Loan
What Is a USDA Loan?
A USDA loan is a government-backed program designed for eligible rural and suburban homebuyers. This program is intended for primary residences located in USDA-approved areas and is subject to income and location requirements.
Common Misconceptions About USDA Properties
USDA-eligible properties are not limited to farms, ranches, or remote rural areas. Many eligible homes are located in suburban and semi-suburban communities.
Property eligibility is based on USDA location guidelines, not on the appearance, size, or use of the home.
How Property Eligibility Is Determined
A loan officer will review the property address using the USDA eligibility map to determine whether the home meets location requirements. Eligibility is confirmed based on the official USDA mapping system and program guidelines.
What This Means for You
Even if a home does not appear to be in a rural area, it may still qualify under USDA guidelines. Property eligibility can only be confirmed after reviewing the address.
**
USDA eligibility is subject to property location, income limits, and underwriting approval. Not all properties or borrowers will qualify.**
STONE HOUSE MORTGAGE IS AN ASSUMED BUSINESS NAME OF CROSSPOINT HOME LOANS, LLC NMLS #2436566 IN THE STATE OF TEXAS. IN THE STATE OF ARKANSAS NMLS # 2436566 . MORTGAGE BROKER LICENSE IN THE STATE OF OKLAHOMA NMLS # MB016153. ALL INFORMATION CONTAINED HEREIN IS FOR INFORMATIONAL PURPOSES ONLY. RATES AND TERMS PROGRAMS SHOWN DO NOT DEMONSTRATE ALL OPTIONS OR PRICING STRUCTURES. THIS IS NOT AN OFFER TO EXTEND CREDIT OR A COMMITMENT TO LEND. ALL LOANS ARE SUBJECT TO UNDERWRITING APPROVAL. SOME PRODUCTS MAY NOT BE AVAILABLE IN ALL STATES AND RESTRICTIONS APPLY.
STONE HOUSE MORTGAGE © 2026 / ALL RIGHTS RESERVED.
For licensing information, go to www.nmlsconsumeraccess.org
TEXAS MORTGAGE COMPANY DISCLOSURE
ARKANSAS SECURITY DEPARTMENT
NMLS # 745181 STONE HOUSE MORTGAGE
EQUAL HOUSING OPPORTUNITY
Designed by www.marketingwithshalom.com
Ask For a FREE Mortgage Consultation
Click here to contact a Loan OfficerThis website uses cookies.
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.